@font-face{font-family:'Inter';font-style:normal;font-weight:400;font-display:swap;src:url(fonts/inter-400.woff) format('woff')}
@font-face{font-family:'Inter';font-style:normal;font-weight:500;font-display:swap;src:url(fonts/inter-500.woff) format('woff')}
@font-face{font-family:'Inter';font-style:normal;font-weight:600;font-display:swap;src:url(fonts/inter-600.woff) format('woff')}
@font-face{font-family:'Inter';font-style:normal;font-weight:700;font-display:swap;src:url(fonts/inter-700.woff) format('woff')}
@font-face{font-family:'Inter';font-style:normal;font-weight:800;font-display:swap;src:url(fonts/inter-800.woff) format('woff')}
:root{--bg:#FFFFFF;--surface:#fff;--ink:#333333;--head:#1A365D;--charcoal:#2D3748;--muted:#4A5568;--line:#E2E8F0;--accent:#0F4C81;--accent-ink:#fff;--signal:#0F4C81;--tint:#F7FAFC;--green:#276749;
--deep:#1A365D;--deep2:#12284A;--deep-ink:#fff;--deep-muted:#CBD5E0;--deep-line:rgba(255,255,255,.2);--bright:#63B3ED;--bright-ink:#1A365D;
--display:'Inter','Roboto',Helvetica,Arial,sans-serif;--body:'Inter','Roboto',Helvetica,Arial,sans-serif;color-scheme:light}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font:17px/1.65 var(--body);-webkit-font-smoothing:antialiased}
h1,h2,h3{font-family:var(--display);font-weight:700;line-height:1.15;margin:0;text-wrap:balance;letter-spacing:-.02em}
h1,h2,h3{color:var(--head)}
.on-deep h1,.on-deep h2{color:var(--deep-ink)}
h2{font-size:clamp(1.55rem,3vw,2.2rem)}h3{font-size:1.1rem}p{margin:0}a{color:var(--accent)}
:focus-visible{outline:3px solid var(--bright);outline-offset:2px}
.skip{position:absolute;left:-999px;top:0;background:var(--accent);color:var(--accent-ink);padding:8px 14px;z-index:50}.skip:focus{left:8px;top:8px}
.wrap{max-width:none;margin:0 auto;padding-left:max(clamp(16px,4.5vw,96px),env(safe-area-inset-left,0px));padding-right:max(clamp(16px,4.5vw,96px),env(safe-area-inset-right,0px))}
.eyebrow{font:700 .75rem var(--display);letter-spacing:.14em;text-transform:uppercase;color:var(--signal)}
/* header */
header{position:sticky;top:0;z-index:20;background:var(--surface);border-bottom:1px solid var(--line)}
.bar{display:flex;align-items:center;justify-content:flex-start;gap:16px;flex-wrap:wrap;padding-block:10px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--ink)}
.logo{height:42px;width:auto;display:block;color:var(--accent);flex:none}
.brand b{font-family:var(--display);font-size:1.25rem;font-weight:800;line-height:1;display:block;letter-spacing:.07em}
.brand small{display:block;font:600 .64rem var(--display);color:var(--muted);letter-spacing:.34em;margin-top:5px}
.navwrap{display:flex;align-items:center;gap:14px;flex-wrap:wrap;flex:1;margin-left:clamp(20px,3vw,56px)}.navwrap>.btn{margin-left:auto}
nav{display:flex;align-items:stretch;gap:6px;flex-wrap:wrap}.dd{display:flex}
nav a{display:block;color:var(--head);text-decoration:none;padding:12px 18px;font:700 1.02rem var(--display);border-bottom:3px solid transparent}
nav a:hover{color:var(--signal)}nav a[aria-current="page"]{border-bottom-color:var(--signal)}
.dd{position:static}.dd>a::after{content:"\25BE";margin-left:6px;font-size:.75em}
.menu{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;border-top:2px solid var(--head);border-bottom:1px solid var(--line);box-shadow:0 18px 36px rgba(26,54,93,.16);z-index:40}
.menu::before{content:"";position:absolute;left:0;right:0;top:-18px;height:18px}
.dd:hover .menu,.dd:focus-within .menu{display:block}
.mega{display:grid;grid-template-columns:minmax(0,1.7fr) minmax(0,1fr) minmax(0,.9fr);gap:40px;padding-block:32px}
.mh{display:block;font:700 .72rem var(--display);letter-spacing:.14em;text-transform:uppercase;color:var(--muted);margin-bottom:14px;padding-bottom:10px;border-bottom:1px solid var(--line)}
.mg{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:4px 24px}.mg.one{grid-template-columns:minmax(0,1fr)}
nav .menu a{display:block;padding:10px 12px;margin-left:-12px;border:0}
nav .menu a b{display:block;font:700 .95rem var(--display);color:var(--head)}
nav .menu a small{display:block;font:400 .82rem/1.4 var(--body);color:var(--muted);margin-top:2px}
nav .menu a:hover{background:var(--tint)}nav .menu a:hover b{color:var(--accent)}
nav .menu a.all{display:inline-block;padding:14px 0 0;margin:8px 0 0;color:var(--accent);font:700 .85rem var(--display)}nav .menu a.all:hover{background:none}
.callm{background:var(--deep);color:#fff;padding:24px;display:grid;gap:8px;align-content:start}
.callm .mh{color:var(--deep-muted);border-bottom-color:var(--deep-line)}.callm p{font-size:.88rem;color:var(--deep-muted)}
nav .menu .callm a.n{display:block;padding:0;margin:0;font:800 1.5rem var(--display);color:var(--bright)}nav .menu .callm a.n:hover{background:none}
nav .menu .callm a.mb{display:inline-block;background:var(--bright);color:var(--bright-ink);padding:10px 16px;margin:6px 0 0;text-align:center;font:700 .8rem var(--display)}
.tblw{overflow-x:auto;max-width:100ch;margin:16px 0 4px;border:1px solid var(--line)}
.tbl{border-collapse:collapse;width:100%;font-size:.95rem}
.tbl th,.tbl td{padding:12px 16px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
.tbl thead th{background:var(--deep);color:#fff;font:700 .75rem var(--display);letter-spacing:.1em;text-transform:uppercase}
.tbl tbody th{font-weight:700;color:var(--head);white-space:nowrap}.tbl tbody tr:last-child>*{border-bottom:0}.tbl td{color:var(--ink)}
.btn{display:inline-block;padding:13px 22px;font:700 .86rem var(--display);letter-spacing:.02em;text-decoration:none;border:2px solid var(--accent);background:var(--accent);color:var(--accent-ink);transition:transform .15s}
.btn:hover{transform:translateY(-1px)}.btn.sm{padding:9px 16px;font-size:.8rem}
.btn.ghost{background:transparent;color:var(--accent)}
.on-deep .btn{background:var(--bright);border-color:var(--bright);color:var(--bright-ink)}
.on-deep .btn.ghost{background:transparent;color:var(--deep-ink);border-color:var(--deep-muted)}
.actions{display:flex;gap:12px;flex-wrap:wrap}
/* deep hero */
.on-deep{background:var(--deep);color:var(--deep-ink);position:relative;overflow:hidden}
.on-deep::before{content:"";position:absolute;right:-80px;bottom:-60px;width:620px;height:620px;background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 100 100'%3E%3Cg fill='%23ffffff' fill-opacity='.07'%3E%3Crect x='6' y='70' width='14' height='24'/%3E%3Crect x='28' y='54' width='14' height='40'/%3E%3Crect x='50' y='36' width='14' height='58'/%3E%3Crect x='72' y='14' width='14' height='80'/%3E%3C/g%3E%3C/svg%3E") no-repeat center/contain;opacity:.9;pointer-events:none}
.on-deep .wrap{position:relative}
.hero-home{padding-block:clamp(48px,8vw,104px)}
.hero-home .slides{display:grid}
.hero-home .slide{grid-area:1/1;display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);gap:56px;align-items:center;opacity:0;visibility:hidden;transition:opacity .6s ease,visibility .6s}
.hero-home .slide.on,.hero-home .slides:not(.js) .slide:first-child{opacity:1;visibility:visible}
.hero-ctl{display:flex;align-items:center;gap:14px;margin-top:34px}
.hero-ctl .dots{display:flex;gap:8px}
.hero-ctl button{font:inherit;cursor:pointer;border:0;background:rgba(255,255,255,.28);width:34px;height:6px;padding:0;position:relative}
.hero-ctl button::after{content:"";position:absolute;inset:-14px -2px}
.hero-ctl button[aria-current=true]{background:var(--bright)}
.hero-ctl .arr{width:44px;height:44px;border:1px solid var(--deep-muted);background:transparent;color:var(--deep-ink);font:700 1.1rem var(--display);display:flex;align-items:center;justify-content:center}
.hero-ctl .arr::after{display:none}
.hero-ctl .arr:hover{background:rgba(255,255,255,.1)}
.hero-home h1{font-size:clamp(1.15rem,2vw,1.4rem);font-weight:600;letter-spacing:0;color:var(--deep-muted);margin-bottom:14px}
.hero-home .big{font:800 clamp(2.4rem,6vw,4.4rem)/1.04 var(--display);letter-spacing:-.03em;margin-bottom:22px;text-wrap:balance}
.hero-home .big span{color:var(--bright)}
.hero-home .lead{color:var(--deep-muted);font-size:1.12rem;max-width:60ch;margin-bottom:28px}
.phoneline{margin-top:28px;display:flex;gap:14px;align-items:baseline;flex-wrap:wrap;color:var(--deep-muted);font-size:.9rem}
.phoneline a{font:700 1.35rem var(--display);color:var(--deep-ink);text-decoration:none;letter-spacing:.01em}
/* ledger sheet */
.ledger{background:#fff;color:#333;border:1px solid #CBD5E0;box-shadow:12px 12px 0 var(--deep2);position:relative}
.ledger-h{display:flex;justify-content:space-between;align-items:baseline;gap:12px;padding:14px 20px;border-bottom:2px solid #2D3748;font:700 .72rem var(--display);letter-spacing:.14em;text-transform:uppercase;color:#2D3748}
.ledger-h span:last-child{color:#52607A;font-weight:600;letter-spacing:.06em;text-transform:none}
.ledger ul{list-style:none;margin:0;padding:0;background:repeating-linear-gradient(#fff 0 53px,#E3E7F0 53px 54px)}
.ledger li{display:grid;grid-template-columns:6.4rem minmax(0,1fr);min-height:54px;align-items:center}
.ledger .d{font:800 .95rem var(--display);color:#0F4C81;padding:0 14px 0 20px;border-right:1px solid #B9C4DB;height:54px;display:flex;align-items:center;font-variant-numeric:tabular-nums}
.ledger .t{padding:6px 16px;font-weight:600;font-size:.98rem;line-height:1.3}.ledger .t small{display:block;color:#52607A;font-weight:400;font-size:.8rem}
.ledger-f{padding:12px 20px;border-top:2px solid #2D3748;font-size:.78rem;color:#52607A}
/* sections */
section.band{padding-block:clamp(48px,8vw,96px)}
.band.tint{background:var(--tint);border-block:1px solid var(--line)}
.split{display:grid;grid-template-columns:minmax(0,.7fr) minmax(0,1.3fr);gap:clamp(40px,5vw,96px);align-items:start}
.split .head{position:sticky;top:96px;display:grid;gap:14px}
.split .head p{color:var(--muted)}
/* portals strip */
.strip-p{border-block:1px solid var(--line);background:var(--surface)}
.strip-p .wrap{display:flex;gap:12px 36px;align-items:center;flex-wrap:wrap;padding-block:18px}
.strip-p b{font:700 .72rem var(--display);letter-spacing:.14em;text-transform:uppercase;color:var(--muted)}
.strip-p span.p{font:700 1.05rem var(--display);color:var(--accent)}
/* ledger-index rows */
.rows{list-style:none;margin:0;padding:0;border-top:2px solid var(--ink)}
.rows li{position:relative;display:grid;grid-template-columns:minmax(0,1fr) auto;gap:6px 24px;padding:22px 4px;border-bottom:1px solid var(--line);color:var(--ink);align-items:center;transition:padding .2s,background .2s}
.rows li:hover{padding-left:16px;background:var(--surface)}
.rows h3 a{color:var(--ink);text-decoration:none}.rows h3 a::after{content:"";position:absolute;inset:0}
.rows h3{font-size:1.2rem}.rows p{color:var(--muted);font-size:.97rem;grid-column:1}
.rows .go{grid-row:1/3;grid-column:2;font:700 1.4rem var(--display);color:var(--signal)}
.rows.sub{border-top:1px solid var(--line);margin-top:36px}
.rowlabel{font:700 .72rem var(--display);letter-spacing:.14em;text-transform:uppercase;color:var(--muted);margin:36px 0 10px}
/* timeline */
.tl{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:24px;position:relative;margin-top:8px}
.tl::before{content:"";position:absolute;left:0;right:0;top:11px;height:2px;background:var(--ink)}
.tl>div{position:relative;padding-top:40px}
.tl>div::before{content:"";position:absolute;left:0;top:4px;width:16px;height:16px;background:var(--bg);border:3px solid var(--signal);border-radius:50%}
.band.tint .tl>div::before{background:var(--tint)}
.tl .when{font:700 .72rem var(--display);letter-spacing:.12em;text-transform:uppercase;color:var(--signal);margin-bottom:6px;display:block}
.tl b{font:700 1.1rem var(--display);display:block;margin-bottom:6px}.tl p{color:var(--muted);font-size:.96rem}
/* statements */
.stm{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 56px}
.stm div{border-top:1px solid var(--line);padding:22px 0 26px}
.stm b{display:block;font:700 1.35rem var(--display);margin-bottom:6px;letter-spacing:-.01em}.stm p{color:var(--muted)}
/* faq */
details{border-top:1px solid var(--line);padding:18px 0}details:last-of-type{border-bottom:1px solid var(--line)}
summary{cursor:pointer;font:700 1rem var(--display);list-style:none;display:flex;justify-content:space-between;gap:16px}
summary::-webkit-details-marker{display:none}summary::after{content:"+";color:var(--signal);font-size:1.4rem;line-height:1}details[open] summary::after{content:"\2212"}
details p{color:var(--muted);margin-top:10px;max-width:88ch}
.area{color:var(--muted);max-width:70ch}.area b{color:var(--ink)}
/* cta */
.cta-deep{padding-block:clamp(56px,9vw,104px);text-align:left}
.cta-deep .wrap{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(0,.8fr);gap:40px;align-items:center}
.cta-deep h2{font-size:clamp(1.8rem,4vw,2.8rem)}
.cta-deep .num{font:800 clamp(2rem,5vw,3.6rem)/1 var(--display);letter-spacing:-.02em;color:var(--bright);display:block;margin:14px 0 6px;text-decoration:none}
.cta-deep p{color:var(--deep-muted)}
.cta-deep .actions{justify-content:flex-start}
/* inner page hero */
.crumbs{font-size:.85rem;color:var(--muted);padding-top:22px}.crumbs ol{list-style:none;margin:0;padding:0;display:flex;gap:8px;flex-wrap:wrap}
.crumbs li+li::before{content:"/";margin-right:8px;color:var(--line)}.crumbs a{display:inline;color:var(--muted);padding:0;font:inherit;border:0}
.page-hero{padding-block:28px clamp(36px,6vw,64px);border-bottom:1px solid var(--line)}
.page-hero .wrap{display:grid;gap:18px}
.page-hero h1{font-size:clamp(2rem,4.8vw,3.2rem);font-weight:800;letter-spacing:-.03em;max-width:28ch}
.lead-big{font-size:clamp(1.15rem,2vw,1.4rem);line-height:1.5;max-width:90ch;border-left:4px solid var(--signal);padding-left:20px;color:var(--ink)}
.lead-big b{display:block;font:700 .72rem var(--display);letter-spacing:.14em;text-transform:uppercase;color:var(--signal);margin-bottom:6px}
/* article layout */
.article{display:grid;grid-template-columns:minmax(0,300px) minmax(0,1fr);gap:clamp(40px,5vw,96px);align-items:start;padding-block:clamp(40px,6vw,72px)}
.aside{position:sticky;top:96px;display:grid;gap:24px}
.toc{display:grid;gap:0}.toc b{font:700 .72rem var(--display);letter-spacing:.14em;text-transform:uppercase;color:var(--muted);margin-bottom:8px}
.toc a{color:var(--ink);text-decoration:none;padding:8px 0 8px 14px;border-left:2px solid var(--line);font-size:.93rem;font-weight:600}.toc a:hover{border-left-color:var(--signal);color:var(--signal)}
.callbox{background:var(--deep);color:var(--deep-ink);padding:22px;display:grid;gap:10px}
.callbox b{font:700 .72rem var(--display);letter-spacing:.14em;text-transform:uppercase;color:var(--deep-muted)}
.callbox a.n{font:800 1.4rem var(--display);color:var(--bright);text-decoration:none}.callbox p{font-size:.92rem;color:var(--deep-muted)}
.callbox .btn{background:var(--bright);border-color:var(--bright);color:var(--bright-ink);text-align:center}
.body-col{display:grid;grid-template-columns:minmax(0,1fr);gap:56px;min-width:0}
.sec h2{font-size:clamp(1.4rem,2.6vw,1.9rem);margin-bottom:16px;padding-top:16px;border-top:2px solid var(--ink)}
.sec p{color:var(--muted);max-width:88ch;margin-bottom:12px}
.ticks{list-style:none;margin:16px 0 0;padding:0;border-top:1px solid var(--line);max-width:88ch}
.ticks li{padding:12px 0 12px 32px;border-bottom:1px solid var(--line);position:relative}
.ticks li::before{content:"";position:absolute;left:4px;top:1.05em;width:12px;height:7px;border-left:3px solid var(--green);border-bottom:3px solid var(--green);transform:rotate(-45deg)}
.upd{font-size:.82rem;color:var(--muted)}
.prose2{display:grid;gap:16px;max-width:88ch}.prose2 p{color:var(--muted)}
.info{display:grid}.info div{display:grid;gap:2px;padding:20px 0;border-top:1px solid var(--line);overflow-wrap:anywhere}.info div:last-child{border-bottom:1px solid var(--line)}
.info .v{font:700 1.5rem var(--display)}.info .v a{color:var(--ink);text-decoration:none}.info .v a:hover{color:var(--signal)}
/* footer */
footer{background:var(--deep);color:var(--deep-muted);font-size:.93rem;border-top:1px solid var(--deep-line)}
footer .wrap{display:grid;gap:32px;grid-template-columns:1.2fr repeat(4,minmax(0,1fr));padding-block:48px}
footer b{color:var(--deep-ink);display:block;margin-bottom:10px;font:700 .75rem var(--display);letter-spacing:.14em;text-transform:uppercase}
footer a{color:var(--deep-muted);text-decoration:none}footer a:hover{color:var(--bright)}footer ul{list-style:none;margin:0;padding:0;display:grid;gap:6px}
footer .credit{margin-top:8px}footer .credit a{color:var(--deep-ink);font-weight:600}footer .legal{grid-column:1/-1;border-top:1px solid var(--deep-line);padding-top:18px;font-size:.8rem}
footer .fbrand{margin-bottom:16px}footer .fbrand b{color:#fff}footer .fbrand small{color:var(--deep-muted)}footer .flogo{--la:#fff;color:#fff;height:42px;width:auto;display:block;margin:0}
@media (max-width:900px){.hero-home .slide,.split,.cta-deep .wrap,.article{grid-template-columns:minmax(0,1fr);gap:32px}.aside,.split .head{position:static}.tl{grid-template-columns:minmax(0,1fr);gap:20px}.tl::before{left:7px;right:auto;top:0;bottom:0;width:2px;height:auto}.tl>div{padding:0 0 0 36px}.tl>div::before{left:0;top:2px}.stm{grid-template-columns:minmax(0,1fr)}footer .wrap{grid-template-columns:minmax(0,1fr) minmax(0,1fr)}.navwrap{width:100%;justify-content:space-between}.on-deep::before{width:380px;height:380px;right:-60px}.toc{display:none}.menu,.dd>a::after{display:none!important}}
footer li{overflow-wrap:anywhere;min-width:0}
@media (max-width:560px){footer .wrap{grid-template-columns:minmax(0,1fr)}.hero-home .big{font-size:2.3rem}}
.burger,.mpanel,.mbar,.mt{display:none}
@media (max-width:1260px){
.mt{display:block;position:absolute;opacity:0;pointer-events:none}
.bar{flex-wrap:nowrap;justify-content:space-between;padding-block:8px}
.navwrap{display:none}
.burger{display:flex;flex-direction:column;justify-content:center;gap:5px;width:48px;height:48px;padding:12px;cursor:pointer;margin-right:-10px}
.burger span{display:block;height:3px;background:var(--head);border-radius:2px;transition:transform .2s,opacity .2s}
.mt:checked~.bar .burger span:nth-child(1){transform:translateY(8px) rotate(45deg)}
.mt:checked~.bar .burger span:nth-child(2){opacity:0}
.mt:checked~.bar .burger span:nth-child(3){transform:translateY(-8px) rotate(-45deg)}
.mpanel{position:absolute;left:0;right:0;top:100%;background:#fff;border-top:2px solid var(--head);box-shadow:0 20px 30px rgba(26,54,93,.18);max-height:calc(100vh - 64px);max-height:calc(100dvh - 64px);overflow-y:auto;padding:8px 16px 96px}
.mt:checked~.mpanel{display:block}
.mpanel a{display:flex;align-items:center;min-height:52px;color:var(--head);text-decoration:none;font:700 1.08rem var(--display);border-bottom:1px solid var(--line)}
.mpanel a.grp{border-bottom:0;min-height:44px;color:var(--muted);font:700 .78rem var(--display);letter-spacing:.14em;text-transform:uppercase;padding-top:6px}
.mpanel a.sub{font-weight:600;font-size:1rem;padding-left:14px;min-height:48px}
.mpanel a.mcall{justify-content:center;background:var(--head);color:#fff;border:0;margin-top:16px;min-height:56px}
}
@media (max-width:900px){
.mbar{display:grid;grid-template-columns:1.4fr 1fr;position:fixed;left:0;right:0;bottom:0;z-index:30;background:#fff;border-top:1px solid var(--line);box-shadow:0 -6px 18px rgba(26,54,93,.12);padding:8px 10px calc(8px + env(safe-area-inset-bottom,0px));gap:8px}
.mbar a{display:flex;align-items:center;justify-content:center;min-height:48px;text-decoration:none;font:700 .95rem var(--display);border:2px solid var(--head);color:var(--head)}
.mbar a.c{background:var(--head);color:#fff}
.mbar a.w{border-color:#1f7a4d;color:#1f7a4d}
body{padding-bottom:72px}
.band{padding-block:48px}
.page-hero h1{font-size:clamp(1.75rem,8vw,2.3rem)}
.lead-big{font-size:1.08rem;padding-left:14px}
.hero-home{padding-block:40px 48px}
.hero-home .big{font-size:2.3rem}
.ledger{margin-top:8px}
.rows li{padding:18px 2px}
.btn{min-height:48px}
.actions{flex-direction:column;align-items:stretch}.actions .btn{text-align:center}
summary{padding-block:16px}
.aside .callbox{display:none}
.article{padding-block:32px}
}
.postmeta{display:flex;flex-wrap:wrap;gap:6px 22px;color:var(--muted);font-size:.9rem;margin:8px 0 0;padding-top:4px}.postmeta span:first-child{color:var(--accent);font-weight:700;text-transform:uppercase;letter-spacing:.08em;font-size:.78rem}
.gloss{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 clamp(32px,5vw,96px);margin:0}.term{border-top:1px solid var(--line);padding:22px 0}.term dt{font:800 1.15rem var(--display);color:var(--head);margin-bottom:8px}.term dd{margin:0}.term dd p{color:var(--muted);margin-bottom:10px;max-width:70ch}.term dd a{font-weight:700;text-decoration:none}
@media (max-width:900px){.gloss{grid-template-columns:minmax(0,1fr)}}
.ph{background:#FFE98A;color:#3a2f00;padding:0 4px;font-weight:700}
.legalbody{max-width:88ch}.legalbody .sec{padding-block:18px}.legalbody p{color:var(--muted);margin-bottom:12px}
.legal-links{display:flex;gap:8px 22px;flex-wrap:wrap;margin:10px 0}.legal-links a{color:inherit}

.calc{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:clamp(24px,4vw,64px);align-items:start;border:1px solid var(--line);background:#fff;padding:clamp(20px,3vw,40px);box-shadow:8px 8px 0 var(--tint)}
.calc-in{display:grid;gap:18px}
.f{display:grid;gap:6px}.f span{font:700 .82rem var(--display);color:var(--head);letter-spacing:.02em}
.f input,.f select{font:500 1.05rem var(--body);padding:12px 14px;border:2px solid var(--line);background:#fff;color:var(--ink);border-radius:0;width:100%;min-height:48px}
.f input:focus,.f select:focus{outline:3px solid #9CC3EC;border-color:var(--accent)}
.params{border:1px solid var(--line);padding:0}.params summary{padding:12px 14px;cursor:pointer;font:700 .88rem var(--display);color:var(--head)}
.pgrid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;padding:6px 14px 16px}
.res{width:100%;border-collapse:collapse}.res th{font-weight:600;text-align:left;padding:12px 0;border-bottom:1px solid var(--line);color:var(--muted);font-size:.95rem}
.res td{text-align:right;padding:12px 0;border-bottom:1px solid var(--line);font:700 1.05rem var(--display);color:var(--ink);white-space:nowrap}
.res tr.hl th{color:var(--head);font-weight:800}.res tr.hl td{color:var(--head);font-size:1.25rem}
.note{color:var(--muted);font-size:.85rem;margin-top:14px}
@media (max-width:900px){.calc{grid-template-columns:minmax(0,1fr);box-shadow:none}.pgrid{grid-template-columns:minmax(0,1fr)}.res td{font-size:.95rem}.res tr.hl td{font-size:1.05rem}.res th{font-size:.88rem;padding-right:10px}}

@media (prefers-reduced-motion:reduce){.hero-home .slide{transition:none}html{scroll-behavior:auto}.btn,.rows li{transition:none}}
/* refresh: svetlija plava, obojene bele površine, blagi roze detalji */
:root{--tint:#EEF4FA;--blush:#FFF4F7;--rose:#E58BA9;--rose-soft:#F9CFDB;--rose-ink:#A8315A;--deep:#24497D;--deep2:#1C3A66;--deep-muted:#E6EDF5;--bright:#9ACBF2}
section.band{background:var(--blush);border-top:1px solid #F6DDE5}
.band.tint{background:var(--tint);border-block:1px solid #DCE7F3}
.strip-p{background:#fff;border-block-color:#F3D9E2}
.on-deep{background:linear-gradient(120deg,#244A80 0%,#2A5E98 60%,#2F69A3 100%)}
.hero-home::after{content:"";position:absolute;left:-140px;top:-170px;width:560px;height:560px;background:radial-gradient(circle,rgba(249,180,203,.30),rgba(249,180,203,0) 65%);pointer-events:none}
.hero-home .big span{color:#FFC9D9}
.on-deep .btn{background:#F9CFDB;border-color:#F9CFDB;color:#1C3A66}
.on-deep .btn.ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.6)}
.hero-ctl button{background:rgba(255,255,255,.38)}.hero-ctl button[aria-current=true]{background:#F9CFDB}
.ledger{box-shadow:12px 12px 0 rgba(249,207,219,.5)}.ledger-h{border-bottom-color:var(--rose)}.ledger .d{color:var(--rose-ink)}.ledger-f{border-top-color:var(--rose)}
.eyebrow{color:var(--rose-ink)}
.eyebrow::before{content:"";display:inline-block;width:24px;height:3px;background:var(--rose);margin-right:10px;vertical-align:middle;border-radius:2px}
nav a[aria-current="page"]{border-bottom-color:var(--rose)}nav a:hover{color:var(--rose-ink)}
.menu{border-top-color:var(--rose)}
.rows{border-top-color:var(--rose)}.rows li:hover{background:#fff}.rows .go{color:var(--rose-ink)}
.tl::before{background:var(--rose-soft)}.tl>div::before{border-color:var(--rose);background:var(--blush)}.band.tint .tl>div::before{background:var(--tint)}.tl .when{color:var(--rose-ink)}
.stm div{border-top:2px solid var(--rose-soft)}
summary::after{color:var(--rose-ink)}details{border-top-color:#EBD3DC}details:last-of-type{border-bottom-color:#EBD3DC}
.lead-big{border-left-color:var(--rose);background:linear-gradient(90deg,#FFEEF3,rgba(255,238,243,0) 75%)}.lead-big b{color:var(--rose-ink)}
.page-hero{background:linear-gradient(180deg,#EEF4FA,#FFF4F7);border-bottom-color:#F3D9E2}
.sec h2{border-top-color:var(--rose)}
.toc a:hover{border-left-color:var(--rose);color:var(--rose-ink)}
.callbox,.callm{background:linear-gradient(160deg,#24497D,#2A5E98)}
.callbox a.n,.callm a.n,.cta-deep .num{color:#FFC9D9}
.callbox .btn,.callm a.mb{background:#F9CFDB;border-color:#F9CFDB;color:#1C3A66}
.ticks li::before{border-color:var(--rose-ink)}
.tbl thead th{background:#24497D}.tbl{background:#fff}
footer{background:#1C3A66;border-top:4px solid var(--rose)}footer a:hover{color:#FFC9D9}
.mbar{border-top-color:var(--rose-soft)}
.info .v a:hover{color:var(--rose-ink)}

/* roze samo kao tanak detalj */
:root{--blush:#FBF8FA;--rose-ink:#0F4C81}
section.band{background:#fff;border-top:1px solid var(--line)}
.band.tint{background:#F1F6FB;border-block:1px solid #E1EAF4}
.strip-p{border-block-color:var(--line)}
.hero-home::after{display:none}
.hero-home .big span{color:var(--bright)}
.on-deep .btn{background:var(--bright);border-color:var(--bright);color:#1C3A66}
.hero-ctl button[aria-current=true]{background:var(--bright)}
.ledger{box-shadow:12px 12px 0 rgba(28,58,102,.55)}
.eyebrow{color:var(--accent)}
.eyebrow::before{width:18px;height:2px;background:var(--rose)}
nav a:hover{color:var(--accent)}
.tl::before{background:#CBD5E0}.tl>div::before{background:#fff}.band.tint .tl>div::before{background:#F1F6FB}
.stm div{border-top:1px solid var(--line)}
details,details:last-of-type{border-color:var(--line)}details{border-bottom:0}details:last-of-type{border-bottom:1px solid var(--line)}
.lead-big{background:none}
.page-hero{background:linear-gradient(180deg,#F1F6FB,#fff);border-bottom-color:var(--line)}
.callbox a.n,.callm a.n,.cta-deep .num{color:var(--bright)}
.callbox .btn,.callm a.mb{background:var(--bright);border-color:var(--bright);color:#1C3A66}
.ticks li::before{border-color:var(--green)}
footer a:hover{color:var(--bright)}
.mbar{border-top-color:var(--line)}
.rows{border-top-color:var(--ink)}
.sec h2{border-top-color:var(--ink)}

.portals{background:#fff;border-bottom:1px solid var(--line);padding-block:clamp(36px,6vw,64px)}
.portals .ph2{display:grid;gap:10px;margin-bottom:28px}
.portgrid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:20px}
.portgrid>div{background:#F1F6FB;border-top:3px solid var(--rose);padding:20px 22px 22px}
.portgrid b{display:block;font:800 1.25rem var(--display);color:var(--accent);margin-bottom:8px}
.portgrid p{color:var(--muted);font-size:.95rem;line-height:1.55}
.pmore{margin-top:20px}.pmore a{font-weight:700}
@media (max-width:1100px){.portgrid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:560px){.portgrid{grid-template-columns:minmax(0,1fr)}}

/* page hero refresh */
.page-hero{padding-block:0 clamp(40px,5vw,64px);border-bottom:0;background:linear-gradient(135deg,#1A365D 0%,#24497D 100%)}
.page-hero .wrap{display:grid;gap:20px;position:relative}
.page-hero .crumbs{padding-top:20px;color:var(--deep-muted);margin-bottom:clamp(14px,2.5vw,28px)}
.page-hero .crumbs a{color:var(--deep-muted)}.page-hero .crumbs a:hover{color:#fff}.page-hero .crumbs li+li::before{color:rgba(255,255,255,.35)}
.page-hero .crumbs [aria-current]{color:#fff}
.page-hero .eyebrow{color:#F4B6CB;display:flex;align-items:center;gap:12px}.page-hero .eyebrow::before{content:"";width:34px;height:3px;background:var(--rose)}
.page-hero h1{color:#fff;font-size:clamp(2rem,4.6vw,3.3rem);max-width:24ch;line-height:1.1}
.lead-big{font-size:clamp(1.1rem,1.8vw,1.35rem);line-height:1.6;max-width:62ch;border:0;padding:0;color:#DCE6F3;margin:0}
.page-hero .actions{margin-top:10px}
.page-hero .btn:not(.ghost){background:#9BCBF3;color:#1A365D;border-color:#9BCBF3}
.page-hero .btn.ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.55)}
.page-hero .btn:hover{filter:brightness(1.06)}
/* article body refresh */
.sec{padding-block:0;margin-bottom:clamp(32px,4vw,48px)}
.sec h2{border-top:0;padding-top:0;margin-bottom:18px}
.sec h2::before{content:"";display:block;width:44px;height:4px;background:var(--rose);margin-bottom:14px}
.sec p{color:#2B3A4E;font-size:1.06rem;line-height:1.75;max-width:72ch;margin-bottom:14px}
.ticks{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,300px),1fr));gap:0 32px;background:#F1F6FB;border:0;padding:10px 26px;max-width:88ch;margin-top:20px}
.ticks li{border-bottom:1px solid #D9E4F1;padding:14px 0 14px 30px;color:#2B3A4E}
.ticks li::before{left:2px}
@media (max-width:900px){.page-hero .crumbs{margin-bottom:16px}.page-hero h1{font-size:clamp(1.75rem,8vw,2.3rem)}.lead-big{font-size:1.06rem}.ticks{padding:6px 18px}}